Top 5 Best Travel Insurance Options for Europe in 2025 (With Price Guide)

 Planning a trip to Europe in 2025? Travel insurance isn’t just a safety net — it’s a necessity. With each country having different healthcare systems and the risk of unexpected disruptions, securing the right coverage is essential. Especially in 2025, as travel regulations and health requirements continue to evolve, travelers are prioritizing protection more than ever. Whether you’re backpacking across cities or taking a family vacation, finding the best policy tailored to your needs can save you stress and money.

Contents

• SafetyWing – Ideal for digital nomads and long-term travelers
• World Nomads – Great for adventure and activity-based travel
• Allianz Travel – Reliable global coverage with premium options
• AXA Schengen – Tailored for short stays and Schengen visas
• InsureMyTrip – Best comparison tool for personalized policies
• Price comparison by insurance provider
• Key factors to consider when choosing travel insurance

 

1. SafetyWing – Ideal for digital nomads and long-term travelers

SafetyWing is a go-to for remote workers and long-term tourists. It offers global coverage — including most European destinations — and features automatic renewal for extended trips.

Coverage: Medical expenses, COVID-19 treatment, trip interruption, emergency evacuation
Cost: Approx. $45 per 4 weeks (under age 39)
Highlight: Covers visits back to your home country for up to 30 days

2. World Nomads – Great for adventure and activity-based travel

If your itinerary includes hiking, skiing, or scuba diving, World Nomads offers comprehensive coverage for over 200 adventure activities. It's designed for travelers who seek adrenaline and exploration.

Coverage: Medical emergencies, baggage loss, sports-related accidents
Cost: Around $70–$120 for 2 weeks

Highlight: Covers gear loss and extreme sports injuries

3. Allianz Travel – Reliable global coverage with premium options

Backed by one of the world’s largest insurance providers, Allianz offers strong, reputable travel coverage. Their premium plans include benefits for delays, lost passports, and more.

Coverage: Hospitalization, surgery, trip delay, lost documents
Cost: Approximately $80–$150 for 2 weeks
Highlight: 24/7 multilingual customer support, family plans available

4. AXA Schengen – Tailored for short stays and Schengen visas

AXA Schengen is popular among travelers applying for a Schengen visa. It's budget-friendly and meets all European embassy requirements, making it perfect for short-term visits.

Coverage: Medical treatment, repatriation, emergency care
Cost: €20–€40 for 7–15 days
Highlight: Officially accepted by most Schengen consulates

5. InsureMyTrip – Best comparison tool for personalized policies

Rather than offering a single plan, InsureMyTrip allows travelers to compare multiple insurance providers. It’s ideal for those who want to tailor coverage to their itinerary and budget.

Coverage: Varies by provider
Cost: Ranges from $20 to over $200 depending on plan
Highlight: Trip cancellation options and real-time reviews

6. Price Comparison by Insurance Provider

Provider	Starting Price	Best For	Key Coverage
SafetyWing	$45 / 4 weeks	Digital nomads, long-term	Medical, COVID-19
World Nomads	$70–$120 / 2 weeks	Adventure travelers	Extreme sports, theft
Allianz Travel	$80–$150 / 2 weeks	Family vacations	Delay, hospitalization
AXA Schengen	€20–€40 / 15 days	Short-stay visa applicants	Visa-compliant coverage
InsureMyTrip	$20–$200+	Budget and comparison	Customizable options

7. Key Factors to Consider When Choosing Travel Insurance

1. Destination medical costs: Countries with high medical fees require broader coverage.
2. Personal health and activity level: If you have pre-existing conditions or enjoy active travel, confirm coverage terms.
3. Emergency support: Check if 24/7 customer assistance is included.
4. Proof of insurance: Ensure the provider offers certificates in English for immigration or embassy purposes.

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Conclusion

Choosing the right travel insurance for your 2025 Europe trip means more than just comparing prices — it’s about finding a plan that fits your lifestyle, itinerary, and level of risk. SafetyWing stands out for remote workers, World Nomads is excellent for adventurers, and AXA Schengen is perfect for visa applicants. Don’t overlook the importance of solid coverage — a few dollars now could save you thousands later. Safe travels start with smart preparation!